Single Parent Home Buying If your a single parent, there is help available. Start by becoming familiar with the home buying process and pick a good real estate broker. Although as a single parent, you won't have the benefit of two incomes on which to qualify for a loan, consider getting pre-qualified, so that when you find a house you like in your price range you won't have the delay of trying to get qualified. Contact one of the HUD-funded housing counseling agencies in your area to talk through other options for help that might be available to you. Research buying a HUD home, as they can be very good deals. Also, contact your local government to see if there are any local homebuying programs that could help you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office. The Single Parent Program is a program Provided by FindMyMortgage.com and it is very similar to the cop next door and teacher next door programs. There are restrictions and it is based on guidelines but the lending requirements concerning income and loan amount are more lax and you get a discount in rate and closing costs. Previous credit scores don't have to be perfect. Contact Findmymortgage.com to learn more